China/South East Asia
BENEFITS FOR TEACHERS
from 40% off
While many schools already provide high-end health insurance to their faculty and staff, maintaining stable premiums continues to be a challenge. Expat Insurance Asia has a solution.
Are you an international student?
Give us a call!
Not only can we cover your teachers, but your international students too. Expat Insurance Asia offers visa-compliant plans including repatriation coverage at affordable prices. Call us now at (+86) 021 5117 5153 to learn more.
It goes without saying that a school is only as good as its teachers, and many international schools in Asia have acknowledged this fact by offering very benefit-rich, comprehensive health insurance plans to their faculty and staff. However, the downside to this trend are the resulting high number of medical claims teachers accrue well above their annual premiums each year, which in turn leads to renewal increases as much as 150% or more.
By working with our trusted health insurance partners on behalf of our many school clients, in recent years Expat Insurance Asia’s expert advisors have been able to reverse this unfavorable trend. We are able to ensure sustainable renewal terms and more affordable premiums for teachers’ benefits with a varied and focused approach to plan design and claims management, including cost containment measures such as:
Sustainable Insurance Premiums for Teachers
By limiting access to direct billing and elective treatment at luxury hospitals and clinics that charge the highest prices in Asia, you can ensure that your teachers’ claims do not exceed the annual premium of your school’s plan, which in turn leads to more reasonable renewal terms the following year. It also helps to encourage your teachers to more frequently visit public hospitals in China, or more affordable healthcare providers in Thailand, so as to avoid high claims usage.
Cover for inpatient (hospitalization) treatment and emergencies is the staple of any health insurance plan, and given the high cost of such treatment, the reason most people want health insurance cover.