Adding coverage for outpatient treatment, or medical treatment for minor injuries and illnesses during visits to a clinic, creates a more comprehensive health insurance package for you.

Adding maternity cover on to your health insurance plan tends to most significantly increase premium, and if you do not have previous coverage a waiting period ranging from 10 – 12 months will apply.

International insurers generally offer a range of dental benefits, including routine, complex and/or orthodontic treatments. Note if you do not have previous coverage a waiting period ranging from 6 – 9 months will apply.

Annual health check-ups, or preventative care, are often very useful so you may catch any major illness early on. Most insurers typically include a minimal amount of coverage for travel vaccinations and/or child immunizations within this benefit as well.

Often regarded as a luxury benefit by international insurers in Asia, coverage for vision is still available through high-end insurers. This most commonly provides minimal cover for an annual eye test, prescribed spectacles including frames and lenses and/or contact lenses when a prescription has changed.