Adding coverage for outpatient treatment, or medical treatment for minor injuries and illnesses during visits to a clinic, creates a more comprehensive health insurance package for your family.

Adding maternity cover on to your health insurance plan tends to most significantly increase premium, and if you do not have previous coverage a waiting period ranging from 10 – 12 months will apply.

International insurers generally offer a range of dental benefits, including routine, complex and/or orthodontic treatments. Note if you do not have previous coverage a waiting period ranging from 6 – 9 months will apply.

Annual health check-ups, or preventative care, are often very useful for your family so they may catch any major illness early on. Most insurers typically include a minimal amount of coverage for travel vaccinations and/or child immunizations within this benefit as well.

Often regarded as a luxury benefit by international insurers in Asia, coverage for vision is still available through high-end insurers. This most commonly provides minimal cover for an annual eye test, prescribed spectacles including frames and lenses and/or contact lenses when a prescription has changed.